What is liability coverage?
Liability coverage: Liability coverage pays for injuries and property damage you cause to other people in an accident you are responsible for, up to your policy limits.
Most states require drivers to carry a minimum amount of liability coverage. Policies usually list separate limits for bodily injury per person, bodily injury per accident and property damage.
Liability coverage does not pay to repair your own car. That is covered by collision and comprehensive coverage, if you have them.
When you compare offers
Check your state's minimum, then consider whether higher limits make sense for your situation before you compare quotes.
Related guides
- How to Compare Auto Insurance Quotes Fairly
How to compare auto insurance quotes apples-to-apples, covering coverage limits, deductibles, common rating factors and discounts.
This glossary is for general educational purposes and isn't financial, legal or insurance advice. Lendara is not a lender and does not make credit decisions. Lendara is a free online marketplace that connects you with participating lenders and providers, who set their own eligibility rules, rates, fees and terms. Lendara may receive compensation from partners, which may affect which offers appear and their order.