Personal loan payment calculator
Enter a loan amount, a repayment term and an APR. The calculator assumes a fixed rate and equal monthly payments, and shows the estimated payment and the total interest over the term.
It doesn't include fees such as origination fees, late fees or rate changes, and it isn't an offer. Use it to compare scenarios before you look at real offers.
Estimate your personal loan payment
Enter a loan amount, a term and an APR to see an illustrative fixed monthly payment and total interest.
Estimates only, based on the numbers you enter. Not an offer of credit. Lendara is not a lender.
About this estimate
What does this calculator include?
It uses the amount, term and APR you enter to estimate a fixed monthly payment and the total interest paid over the term. Fees aren't included.
Why might a real offer differ?
Lenders set their own rates, terms and fees based on your credit profile and other details. An origination fee, for example, can change what you receive or what you repay.
Does Lendara set the rate?
No. Lendara is a marketplace, not a lender, and doesn't make credit decisions. Rates, terms and fees come from each lender and depend on their own review.
Related guides
- Comparing Offers: APR, Fees and Term
A plain-language guide to the three numbers that matter most when comparing loan or credit offers — APR, fees and term length.
- Personal Loans for Fair Credit: What to Know
What "fair credit" commonly means, what partners may look at beyond your score, and why personal loan rates and terms can vary so much.
- What to Check Before Comparing Personal Loan Offers
A checklist of what to have ready before comparing personal loan offers, plus what to expect about credit checks when you check your options with Lendara.
- Loan Origination Fees, Explained
What loan origination fees are, how they factor into APR, and a simple illustrative example that can help you compare the true loan cost.
- Personal Loan vs. Credit Card: Which Costs Less to Carry a Balance
How carrying a balance on a credit card compares with borrowing the same amount through a personal loan: interest, fees, payoff timing and what to check before you choose.
- How to Compare the Total Cost of a Loan (Not Just the Monthly Payment)
Why the lowest monthly payment isn't always the least expensive loan, and a step-by-step way to compare offers by APR, fees, term and the total you'll repay.
Lendara is not a lender and does not make credit decisions. Rates and terms vary by lender.